A: You have three payment options to choose from:

• Use United’s Online and Mobile Banking systems to schedule recurring or one-time credit card payments electronically.
• Set up your bill pay service to automatic debit or transfer payments to your card.
• If making a payment by check, please include your payment stub with your check and mail to:
  
  United Federal Credit Union
  PO Box 2711
  Omaha, NE 68103-2711

A: A cash advance is borrowing "cash" from your credit card. It is a short-term cash loan that you can access at a United branch or ATM. It's like withdrawing money from the ATM with your debit card, except the cash comes from your credit limit rather than your bank account balance. That means you have to pay it back with interest. Cash advances are more risky for a bank or credit union to loan out versus using your credit card to purchase an item. Because of this, cash advances don't have a grace period, meaning interest begins accruing on the balance as soon as the transaction is completed.

A: Cash advance interest is accrued from the date of advancement, regardless of when the advance is paid off, whereas purchase interest is not charged if the purchase is paid off within the statement cycle. Because the way each interest is determined is done differently, they are shown as two separate interest charges on the credit card statement.

A: Debt protection is an optional product that helps relieve the financial stress and worry related to making loan payments in the event of death, disability, and/or involuntary unemployment. This protection cancels a borrower's remaining loan balance in the event of death and loan payment(s) for a specific amount of time per occurrence in the event of the rest.

A: U Boost Visa^® is not a rewards card. If you are looking for a card that earns points and rewards, try U Rewards Visa^® Signature Credit Card from United.